Sergei B.
Marketer by profession, in crypto since 2017. Took a loan to buy bitcoin, won some and lost some on alts and memecoins, which is why he now develops his own low risk & low return algo strategies.
EarnPark pays up to 15% APY on USDT and up to 10% on BTC. CEX.IO, a UK exchange trading since 2013, currently pays 4% on flexible USDT and 0.25% on flexible BTC, and carries a notice on its own homepage saying that deposits and trading are unavailable while regulatory work continues.
That notice is the first thing anyone reviewing CEX.IO in late 2026 has to deal with, so this review starts there rather than with a feature list. Everything below about CEX.IO comes from its own published pages an