What's new on the platform
Major mobile update
The EarnPark apps got their biggest update yet. Key screens were redesigned from the ground up, and push notifications are now live on both iOS and Android — so the moments that matter reach you without opening the app.
Passkey login is live — one tap, no password
Passkey login has been available on web for a while — now the mobile apps work the same way. Instead of a password, you log in with Face ID, Touch ID, or your device unlock.
The key stays on your device, so there's nothing to phish — a password that doesn't exist can't be stolen.
Setup takes under a minute in the app's security settings.
Strategies, reorganized by risk
The platform itself got a refresh: strategies are now grouped by risk level.
Earn collects the conservative side — stable, corridor-style yield.
Advanced Yield is for the higher risk-reward strategies.
Strategy pages are now open to everyone
Every strategy page is now public — no account needed. Mechanics, historical performance, risk profile: all of it is there to study before you sign up, and easy to share with anyone still doing their homework.
New assets: ADA & EURI
Two new Maker Core strategies went live in July — ADA and EURI, each at up to 5% APY, with low risk, monthly payouts, and monthly withdrawals. Your ADA and EURI don't have to sit idle — put them to work and let the yield compound.
They join a lineup that has grown since our last report: PAXG Maker Core and USDC at up to 10% APY in both Maker Core and DeFi are earning as well. You'll find all of them in the tables below.
Strategy performance — July 2026
Liquidity Providing Strategies Snapshot
| Asset | July APY | Monthly yield |
|---|---|---|
| USDT | 5% | 0.41% |
| USDC | 5% | 0.41% |
| ETH | 4% | 0.33% |
| BTC | 3.5% | 0.29% |
| AVAX | 5% | 0.41% |
Risk: Low – Medium
Maker Core Strategies Snapshot
| Asset | July APY | Monthly yield |
|---|---|---|
| USDT | Up to 10% | 0.8% |
| USDC | Up to 10% | 0.8% |
| BTC | Up to 5% | 0.41% |
| XRP | Up to 5% | 0.41% |
| BNB | Up to 6% | 0.49% |
| SOL | Up to 7% | 0.56% |
| TRX | Up to 6% | 0.49% |
| DOGE | Up to 5% | 0.41% |
| BCH | Up to 5% | 0.41% |
| LINK | Up to 5% | 0.41% |
| XLM | Up to 5% | 0.41% |
| DAI | Up to 7% | 0.57% |
| DOT | Up to 5% | 0.41% |
| ARB | Up to 5% | 0.41% |
| ZIL | Up to 5% | 0.41% |
| ADA New | Up to 5% | 0.41% |
| EURI New | Up to 5% | 0.41% |
| PAXG | Up to 5% | 0.41% |
Risk: Low
DeFi Strategies Snapshot
| Asset | July APY | Monthly yield |
|---|---|---|
| USDT | 10% | 0.79% |
| USDC | 10% | 0.79% |
| ETH | Up to 5% | 0.46% |
| TON | Up to 5% | 0.41% |
Risk: Medium – High
Liquid Staking Snapshot
| Asset | July APY | Monthly yield |
|---|---|---|
| Polygon | Up to 4.2% | 0.35% |
Risk: Medium
Perp Strategies Snapshot
| Vault | July APR | Monthly yield |
|---|---|---|
| USDT/ETH | Up to 15% | +3.18% |
| USDT/BTC | Up to 10% | +2.46% |
| SOL | Up to 20% | +2.28% |
| AVAX | Up to 8% | −1.75% |
| ETH | Up to 15% | −2.5% |
| BTC | Up to 10% | −3.08% |
| BNB | Up to 10% | −3.42% |
| LINK | Up to 20% | −3.67% |
Risk: High
Leader: Perp USDT/ETH — +3.18%
Remember May, when this pool absorbed the ETH drawdown and we said the mechanism works both ways? July was the other way. As ETH climbed roughly 20%, the pool's automatic rebalancing kept selling into stablecoins on the way up — locking in gains step by step rather than leaving them exposed.
Add continuously accruing trader fees, and the pool delivered +3.18% for the month — an annualized pace above its stated corridor. The USDT/BTC pool ran the same playbook on Bitcoin's more modest recovery at +2.46%.
Underperformer: Perp LINK — −3.67%
The asset-denominated vaults (LINK, BNB, BTC, ETH, AVAX) had the mirror-image month. These pools earn best when leveraged traders get whipsawed and stopped out — choppy declines with steady volatility are their home regime. July offered the opposite: a persistent, one-directional grind higher, where traders' long positions kept winning and the pools paid out on the other side.
Note that returns in these vaults are denominated in the asset itself, so in a month when spot prices rose broadly, the dollar value of a position could still end up ahead despite a negative monthly yield in asset terms.
SOL was the exception in the stack, adding +2.28%.
Building a resilient portfolio
July's results underline the same framing we keep coming back to: strategies are best viewed in the context of one another rather than in isolation.
Stable-yield strategies — LP, Maker Core, DeFi — stayed within their corridors regardless of the market's mood, and the lineup of assets that can earn that way keeps growing.
Perp strategies once again produced a wide spread, with the winners and underperformers swapping places as the regime flipped. Each strategy responds to a specific kind of market; the combination is what carries performance through all of them.
For the detailed mechanics of any strategy, the Portfolio page is the best place to start.