Bitcoin Goes Mainstream: 60% of Top US Banks Now Offer Crypto Services River Research reveals that 15 of the 25 largest US banks are building Bitcoin products—from JPMorgan's trading plans to PNC's direct access and $50 billion in crypto-backed lending The walls between Wall Street and Bitcoin have officially crumbled. According to groundbreaking research from River, a Bitcoin financial services firm, 60% of the top 25 US banks by assets are now offering, developing, or explor

Why Institutions Are Stockpiling Ethereum: BitMine's $10B Treasury, Whale Accumulation & Record Staking BitMine just crossed 4.28M ETH—3.55% of all Ethereum. Whales added 800K ETH while retail fled. Staking hit 36M ETH (30% of supply). Tom Lee predicts $9,000–$250,000. Here's the institutional playbook for Ethereum in 2026 and how to position your portfolio. Something remarkable is happening in the Ethereum market that most retail investors are missing. While prices hover 40% be

Congress Is Coming for Your Stablecoin Yields: The CLARITY Act Showdown That Could Wipe Out Billions in Crypto Returns Banks convinced Congress to ban stablecoin interest. Coinbase went to war. China moved the other way. Here's what the CLARITY Act Section 404 really means for your DeFi yields—and the strategies that still work. A single paragraph buried in a 278-page bill could eliminate billions of dollars in stablecoin rewards overnight. Section 404 of the Digital Asset Marke

Ethereum Layer-2 Wars: Why Base, Arbitrum & Optimism Are Winning—And 50+ Rollups Are Already Dead 21Shares just declared most L2s won't survive 2026. Here's the data behind the bloodbath: which chains are zombie chains, why Coinbase's Base dominates, and how to position your DeFi yields before the shakeout accelerates. The Layer-2 dream of "a thousand rollups" is dying. According to 21Shares' December 2025 "State of Crypto" report, the Ethereum L2 ecosystem has reached a breakin

Fidelity's FIDD Stablecoin: The $6 Trillion Giant That Could Kill USDC and Reshape DeFi Forever Inside the TradFi invasion of crypto: How Fidelity's digital dollar could dominate institutional DeFi, why USDC holders should be nervous, and what it means for your stablecoin yields Fidelity Investments just dropped a bomb on the $317 billion stablecoin market. On January 28, 2026, the $5.8 trillion asset management giant announced the Fidelity Digital Dollar (FIDD)—an Ethereum-base

30% of Ethereum Is Locked — Why Smart Money Keeps Staking ETH Record staking levels, institutional demand, and what the 49-day validator queue signals for ETH investors Ethereum has quietly crossed a historic threshold. More than 36 million ETH—nearly 30% of total supply—is now staked, while the validator entry queue has stretched to approximately 49 days, the longest in years. This is not a retail-driven phenomenon. The surge reflects a structural shift in how Ethereum

Bitcoin Crashed Below $90K — Leverage, Liquidations, and What Comes Next Bitcoin’s sudden drop below $90,000 wiped out early January gains in a matter of hours. Over $1.5 billion in long positions were liquidated between January 20–21, triggering a cascading sell-off across the market. This wasn’t panic selling by long-term holders. It was a textbook example of leverage meeting macro uncertainty. Here’s what actually caused the move — and what investors should pay attention to n

Institutions Are Buying Bitcoin at Scale — ETFs, MicroStrategy, and the Bigger Signal While retail traders debated price swings, institutions were quietly accumulating Bitcoin. In mid-January alone, US spot Bitcoin ETFs recorded roughly $1.7 billion in net inflows, led by BlackRock and Fidelity. At the same time, MicroStrategy added 22,305 BTC — an investment of approximately $2.13 billion — reinforcing its long-term Bitcoin accumulation strategy. This isn’t speculative mom

DeFi Under Attack: What “Spec-Is-Law” Means After Recent Hacks DeFi security is under renewed scrutiny. On January 20, MakinaFi suffered a ~$4 million exploit caused by an MEV-based attack. It was not an isolated incident. In 2025 alone, DeFi users lost approximately $649 million to exploits. As a result, industry leaders — including a16z Crypto — are pushing for a fundamental shift: from “code is law” to “spec is law.” This change has major implications for users, protocol