EarnPark is a centralized platform in terms of user experience, but the engine that generates most of the yield is fully decentralized.
Today, more than half of all invested capital on the platform works inside DeFi protocols. This is the actual architecture behind how EarnPark operates and not a marketing slogan.
We use a selection of established, liquid, and time-tested protocols, including Hydration, Hyperliquid, Uniswap, Curve, Pendle, GMX, AAVE, Euler Finance, Morpho, along with several aggregators and execution layers that help optimize performance and manage risk. Each strategy uses its own specific mix of protocols, and you can always see the full breakdown on the corresponding strategy page inside the app: where funds are deployed, how the model works, and what exactly it does.
A simple interface for a complex ecosystem
DeFi is powerful — but it’s also complex. Managing positions manually means opening and closing liquidity positions, rebalancing, hedging, monitoring volatility, moving funds between protocols, and reacting to changing market conditions. Even experienced users spend significant time on this, and mistakes can be costly.
EarnPark removes that entire operational burden.
The interface looks like a regular, clean, centralized dashboard: portfolio, set of strategies, one place to manage your account. But beneath it runs a decentralized yield engine. We handle all the heavy lifting — protocol selection, risk management, rebalancing, capital deployment, and optimization — while users get a simple, consistent experience without touching the technical mechanics of DeFi.
Why it matters that over half of the capital sits in DeFi
Transparency you can actually verify is at the core of this approach.
EarnPark maintains a Proof of Reserves, where users can see how assets are allocated and how balances are structured. Instead of asking you to “just trust the numbers,” we give you a way to check the big picture of how funds are held and how the system is designed to stay solvent and consistent over time.
Strategy-level clarity is just as important. On each strategy page, you can see the full track record: historical performance, the number of investors in the strategy, and the total amount of capital currently working within it. You are not only shown a static APY — you can see how the strategy behaved over different periods and how it handled market conditions, which makes it easier to decide whether it fits your risk profile.
Mechanics are transparent as well. Every strategy description explains how the model works, which DeFi protocols are involved, which markets or pairs are used, and how yield is generated in practice. If a strategy uses a specific set of pools or lending markets, that information is explicitly laid out, so you can understand where the performance comes from instead of guessing what happens in the background.
This structure creates a balance between hiding complexity and keeping data visible. You do not have to interact directly with each protocol, manage wallets, or sign dozens of transactions; at the same time, you are not locked out of understanding what happens with your funds. DeFi provides the on-chain transparency, and EarnPark organizes it into a format that is readable, comparable, and usable on a daily basis.
How the rest of the capital is applied
The remaining share of the portfolio works through more traditional market infrastructure. This part of the capital is placed on large centralized exchanges with deep liquidity, primarily Binance and OKX. These funds are used for conservative liquidity management, hedging, and execution around user flows, so that deposits and withdrawals remain smooth and spreads stay reasonable even during periods of higher activity.
This centralized component is intentionally limited in scope and fully integrated into how strategies are presented. If a particular strategy relies on activity via centralized exchanges, that will be reflected in its description, alongside the list of venues involved and the role they play in the model. Just like with DeFi allocations, the idea is the same: you do not have to manage these connections yourself, but you can always see where the strategy works and how.
A hybrid approach built for stability
By combining a DeFi-based yield engine with a centralized-level interface, EarnPark aims to take the best from both sides of the ecosystem. DeFi gives us transparency, model-driven yield generation, and an on-chain discipline that reduces reliance on discretionary decisions. The centralized layer delivers a familiar, secure and accessible experience where users can manage their capital without handling every technical detail.
We will keep evolving this hybrid architecture: expanding protocol coverage, refining strategies, and improving visibility into how each model operates — both on-chain and through centralized venues.
The goal stays the same: let users enjoy the benefits of DeFi without being overwhelmed by its complexity, while keeping the entire system transparent, efficient, and oriented toward long-term growth rather than short-term noise.