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ANTI-BRIBERY, FRAUD, CORRUPTION AND SANCTIONS POLICY
EARNPARK PLATFORM LLP
Latest update: March 20, 2024
1. INTRODUCTION

Earnpark is committed to conducting its Business with honesty and integrity and in compliance with the laws of all the countries in which the Company is active. This Policy has been developed in order to facilitate the observance of all relevant anti‐bribery and anti‐corruption laws and regulations, including, but not limited to, the UK Bribery Act 2010 and the United Nations Global Compact Business Principles and OECD recommendations regarding corruption.

It is the responsibility of everyone at Earnpark to prevent all forms of bribery, corruption and fraud, all breaches of sanctions laws, and to conductEarnpark's business in accordance with the highest standards of ethical behaviour at all times.

Eliminating bribery, corruption, and fraud benefits the communities in which we operate by promoting the rule of law, good governance, and fair, transparent, and ethical business.

This Policy sets out Earpark's commitments to compliance with anti-bribery, corruption, fraud, and sanctions. It is also supported by standards and procedures setting out minimum requirements that apply to all persons and entities across Earnpark’s operations globally and to any person or entity who acts on Earnpark’s behalf.

The objective of this Policy is to:

- reinforce Earnpark‘s commitment to anti‐corruption compliance;

- set out Earnpark‘s standards of conduct for the prevention of corruption;

- provide the foundation for the development of procedures to manage Earnpark‘s corruption risk.

2. DEFENITION

The terms defined herein should be construed broadly to give effect to the letter and spirit of the Code.

Bribery” is the giving or receiving of money, a gift, a benefit, or any other advantage – financial or otherwise as an inducement to do something that is dishonest, illegal, a breach of trust in the course of doing business or to gain an unfair or improper advantage. Details hereto are provided below in article 5.2. of this Policy.

Business” includes all normal business transactions of Earnpark Platform LLP.

Covered Person(s)” shall mean all directors, employees, contractors on hire, and officers of the Company.

Government or Public Officials” shall mean individuals who hold a legislative, administrative or judicial position of any kind, whether appointed or elected and/or exercises a public function for or on behalf of a country or territory.

Earnpark” or “the Company” shall EARNPARK PLATFORM LLP.

Officers of the Company” shall mean any director or company secretaries of the Company.

Third Party/Parties” shall mean investors, users, service providers, and other business partners.

3. WHO MUST COMPLY
This Policy is applicable to all Covered Persons and sets out the minimum standards of conduct applicable and should be read and applied in conjunction with other Earnpark policies including Terms of Use, Privacy Policy, KYC-AML Policy and other acts and policies of the Company that can be added in future.
4. POLICY RESPONSIBLE
The custodian of the Policy is the Compliance Officer who shall be responsible for the administration, revision and interpretation of the Policy. Earnpark is committed to ensuring that its exposure to corrupt activity is subject to periodic risk assessments and Covered Persons are provided with training on this Policy.
5. WHAT YOU CAN NOT DO

Earnpark takes a zero-tolerance approach to bribery and corruption and is committed to carrying out business fairly, honestly, openly, and without improper influence. Earnpark does not, either directly or indirectly, through intermediaries or other third parties, solicit, receive, offer, promise, or provide any financial or other advantage of material value or otherwise exercise improper influence in its dealings with other businesses or with the Government or Public Officials with the intention of obtaining any improper advantage in the conduct of its Business. All Covered Persons are required to comply with this Policy and are responsible for ensuring that Earnpark Business is undertaken with the utmost integrity with regard to the following matters:

5.1. Fraud and Extortion

Fraud and extortion are criminal offenses. Earnpark prohibits the direct or indirect demand for, or acceptance of, any advantage, through deception or otherwise, which is used for the Covered Person or Earnpark‘s benefit.

5.2. Bribery

EarnPark prohibits all forms of bribery whether or not the advantage, benefit, or improper performance may have been offered or received indirectly, for example, via a customer, investor, agent, intermediary, or supplier.

Bribery” is the giving or receiving of money, a gift, a benefit, or any other advantage – financial or otherwise as an inducement to do something that is dishonest, illegal, a breach of trust in the course of doing business or to gain an unfair or improper advantage. Bribery occurs whether or not:

- a bribe is given directly or indirectly;

- a bribe is intended to influence a person employed in the public or private sector;

- bribes are viewed as customary, necessary, or officially tolerated in a situation or

- an attempt to improperly influence a person succeeds or fails. Earnpark strictly prohibits bribery and other related unlawful or improper payments or activities.

We will not bribe or attempt to improperly influence any person (including public officials) to act (or omit to act) in any way that differs from the proper performance of that person’s proper duties, obligations, role, or standards of conduct.

In particular, we will not:

- give, offer, promise, authorize, accept, or request bribes;

- make facilitation payments;

- pay or receive secret commissions or payments;

- give, offer, or receive gifts, entertainment, or sponsored travel in circumstances that could be considered to give rise to undue influence;

- allow any form of money laundering in connection with our business activities;

- use donations and sponsorships or other legitimate business activities to make improper payments.

Payments that would otherwise be prohibited under this Policy are permitted where there is an imminent explicit or implicit threat to personal safety.

5.3. Facilitation Payments

Earnpark prohibits facilitation payments. A facilitation payment is payment of a bribe to a government or other official to secure or expedite the performance of an action. In circumstances where the payment of a bribe or similar is demanded under duress, whether paid or not, this must immediately be reported to theEarnpark Compliance Officer.

5.4. Sanctions

Earnpark is committed to ensuring full compliance with all financial, economic, and trade sanctions laws that apply to our global business. Earnpark requires strict compliance with sanctions. This means that we must always comply with our due diligence requirements and never engage in any transaction with a person or entity that is owned or controlled by or acting on behalf of persons or entities that are “designated” under Sanctions laws.

World-Check sanctions due diligence is conducted in relation to all vendors, and jurisdiction-specific information is sourced where available before onboarding vendors and is repeated annually.

6. GIFTS AND HOSPITALITY

Earnpark recognizes that fostering good relationships with business partners and customers is important to its continued success. The provision and receipt of modest gifts and entertainment and the incurring of modest expenses are acceptable in principle, provided that they are reasonable and made transparently.

However, the provision or receipt of any gift or entertainment, or the incurring of any expenses, is not permitted where it is offered or received in exchange for a business or other improper benefit, creates any sense of “obligation”, influences business judgment or creates a conflict between Covered Persons personal interests and those of Earnpark or is otherwise illegal. Any activity that could be perceived as having any of the above effects is also prohibited.Earnpark‘s business decisions and those of third parties must be made objectively and without influence from gifts or favors.

7. THIRD PARTIES
Earnpark is aware that its reputation may be damaged by the conduct of Third Parties acting on its behalf. In certain circumstances, their actions can have legal implications for Earnpark. As such, it is not acceptable for a third party acting on Earnpark‘s behalf to act in a way that would breach this policy if the act in question was undertaken directly by Earnpark. Earnpark is therefore committed to (a) taking reasonable steps to ensure that Third Parties are made aware of, understand, and adhere to this Policy and (b) verifying the integrity and reputation of Third Parties through appropriate and reasonable due diligence in light of perceived levels of risk and (c) where necessary, putting in place appropriate controls to monitor the use of Earnpark‘s assets by Third Parties acting on Earnpark‘s behalf.
8. SPONSORSHIP, POLITICAL AND CHARITABLE CONTRIBUTIONS
Earnpark can make charitable contributions and offer sponsorships for socio‐economic development purposes. Charitable donations and sponsorships must not be perceived as being given for improper purposes. When a charitable contribution or sponsorship is proposed, it must be transparent, documented, made in accordance with applicable law, and assessed for compliance with this Policy and any related procedures. Earnpark does not participate directly or indirectly in party politics and does not make payments to political parties, politicians, or related organizations.
9. ENGAGEMENT WITH GOVERNMENT OR PUBLIC OFFICIAL
In the normal course of business, meetings may be scheduled with Government or Public Officials for the purpose of discussing legitimate Earnpark Business. These meetings must be held in an open and transparent manner in order to minimise the perception of any corrupt activity taking place.
10. FINANCIAL BOOKS, RECORDS, AND INTERNAL CONTROLS
Earnpark must maintain detailed and accurate books and records and a system of internal controls that ensures accountability for all shareholder assets. “Off‐the‐books” payments and fraudulent accounting practices, such as knowingly falsifying accounting books and records to cover up or disguise any improper payments, are prohibited. Covered Persons have a responsibility to protectEarnpark‘s assets from theft, loss, abuse, unauthorized use, or disposal. They must use Company assets only for purposes related to conducting their Earnparkresponsibilities and may use Company assets for other (including personal) uses only when properly authorized.
11. CONFLICTS OF INTEREST
Covered Persons must avoid conflict of interest and are expected to perform their duties conscientiously, honestly, and in accordance with the best interests of Earnpark. Covered Persons must not abuse their position, misuse confidential knowledge for personal or Third-Party gain, or have any direct involvement in any business interest that diverts their attention from, or is in conflict with, Earnpark‘s commercial interests, or which in any way compromises their independence and impartiality.
12. SPEAKING UP – REPORTING BRIBERY
A confidential and secure means for Covered Persons and Third Parties to report conduct that may be contrary to Earnpark‘s values and principles, including conduct that may breach this Policy (or associated procedures), is to report it to Officers of the Company.
13. WHAT HAPPENS IF YOU DO NOT COMPLY
It is the responsibility of all Covered Persons to report any breaches, or potential breaches, of this Policy to their line manager or Compliance Officer. Violations of this Policy, including involvement in any corrupt activities and failure to report actual or potential breaches of this Policy (or associated procedures), will lead to disciplinary action in accordance with applicable disciplinary procedures. In some circumstances, failure to report actual or suspected violations of this Policy may itself constitute a legal offense.Earnpark is committed to reporting all instances of corruption and other forms of dishonesty to the relevant authorities and to facilitating criminal action against the individuals concerned where appropriate.
14. TRAINING AND COMMUNICATIONS
Training in relation to key policies, including but not limited to Terms of Use, Privacy Policies, and KYC-AML policies, promotes an understanding of Earnpark’s legal obligations and acceptable business conduct. All high-risk employees, officers, and contractors across Earnpark’s Business undertake online and/or face-to-face anti-corruption, fraud, and sanctions training every year. The training, which conveys the way we conduct ourselves in business with our internal and external stakeholders, our policies, values, and practices, is also required to be undertaken by all employees and embedded contractors and consultants on hire and every two years as a refresher. Active monitoring of training compliance is conducted by the Compliance Officer. Regular group-wide and local communications about the inherent risks of bribery, corruption, fraud, sanctions, and the controls in place to manage these risks are supported by management and communicated by way of bespoke Earnpark’s news articles, senior management blogs, and posters to ensure strong awareness and understanding by its people.
15. QUERIES
Questions can be directed to line management via email at corp@earnpark.com
16. ADDRESSES AND DETAILS OF THE COMPANY
Name of the company: EARNPARK PLATFORM LLP
Registration number (UK): OC442773
Registered office address: 128 City Road, London, United Kingdom, EC1V 2NX
Company’s e-mail: corp@earnpark.com