Latest update: February 18, 2026

EP Earn Conditions (the “Conditions”) set out the terms governing your access to and use of the EP Earn feature made available through the EarnPark portal (the “Platform”).

EarnPark Limited, a company incorporated under the Business Company Act of the British Virgin Islands under BVI registration number 2149760 on 28 May 2024, with registered address at Intershore Chambers, Road Town, Tortola, British Virgin Islands (hereinafter referred to as the “Company”), issues these Conditions.

For the purposes of these Conditions:

Any capitalised terms not defined in these Conditions shall have the meanings given to them in the Platform’s other governing documents, including (as applicable) the Terms of Use, User Offer, Risk Statement, Privacy Policy, Cookie Policy, and Fraud and Sanctions Policy.

Earn is a feature of the Platform that enables Users to deposit supported digital assets and participate in the Strategies presented on the Platform in connection with such assets. These Conditions apply to, and govern, your access to and use of Earn, including any deposit, participation, payout, and withdrawal requests made through Earn.

Supported digital assets used in connection with Earn may be received by the Company and held in the Company’s Corporate Accounts with third-party service providers used to implement Strategies, subject to the operational rules and restrictions displayed on the Platform.

Earn is made available through the Platform as a technology-enabled feature. When you use Earn, you may transfer supported digital assets to the Company for use in connection with a Strategy you select through the Platform. The Company holds such assets in its Corporate Accounts with third-party service providers and Counterparties used to implement Strategies.

Strategy operations are implemented through automated systems and/or Counterparties in accordance with the Strategy parameters and operational rules displayed on the Platform and your User Instructions. The Company provides the Platform interface and technical infrastructure to facilitate this process.

EarnPark may provide technical support and general informational assistance regarding Platform functionality and how Earn operates; however, EarnPark does not provide investment advice and does not exercise discretionary control over your Strategy selection or participation parameters.

Nothing in these Conditions constitutes an undertaking by the Company to manage assets on a discretionary basis or to act as your agent, trustee, or fiduciary.

Earn presents a range of Strategies on the Platform. EarnPark provides algorithmic evaluation and informational insights on the presented Strategies. Such evaluation is performed by code only and involves no human involvement.

Strategy descriptions and any informational insights (including any algorithmic assessments) are provided for general informational purposes only and do not constitute a recommendation, solicitation, or advice.

The Strategy descriptions currently presented on the Platform include, without limitation:

Maker Core: The strategy uses funds for algorithmic trading on centralised exchange. The software robot created by the Earnpark team places liquidity in the market [spot and futures] and makes a profit by matching the orders of sellers and buyers.

Liquidity Providing: The strategy uses funds for providing liquidity for variety of DeFi protocols: DEXs, lending services, crosschain bridges and others.

DeFi: The strategy uses funds for providing liquidity for variety of DeFi protocols: DEXs, lending services, crosschain bridges and others. Liquid Staking: Liquid staking allows users to stake tokens and simultaneously use them in the DeFi ecosystem. This is made possible by wrapping the staked tokens and providing users with a wrapped token that is a claim on the underlying collateral. The wrapped tokens can be transferred and generate yield.

Wallet: PARK Token is EarnPark’s native token, designed for the community. Use it to boost yields, stake for rewards, and unlock early access to new features. Launching soon via token sale — stay tuned!

The User acknowledges and agrees that participation in Earn involves significant risks, including the risk of losing some or all of the digital assets used in connection with a Strategy. Without limitation, the following risks may apply:

Market and volatility risk: digital asset markets are volatile and may move rapidly and unpredictably.

Execution and technical risk: slippage, latency, partial fills, rejected transactions, outages, maintenance, congestion, API or key failures, and data/oracle errors may prevent execution or lead to unexpected outcomes.

DeFi and smart contract risk (where applicable): smart contract vulnerabilities, exploits, protocol failures, oracle manipulation, and bridge failures may result in loss of assets.

Counterparty and venue risk: Counterparties, exchanges, protocols, or other service providers may suspend operations, change rules, become insolvent, or suffer security incidents, which may affect payouts, withdrawals, or the return of assets

Earn relies on third parties for the implementation and operation of Strategies, including (as applicable) Counterparties such as liquidity providers, market makers, exchanges, DeFi protocols, lending services, and cross-chain bridge providers. The availability, performance, and outcomes of Earn and any Strategy may therefore be affected by third-party systems, rules, fees, suspensions, outages, security incidents, and other third-party actions or failures.

EarnPark is explicitly not responsible for any third-party acts or omissions, including any failure, unavailability, inability to perform, delay, outage, or security incident affecting any such third party or its services.

11.1 Deposits / Transfer of Assets. By using Earn, the User may transfer supported digital assets to the Company for use in connection with a Strategy selected through the Platform. Assets received in connection with Earn may be held in the Company’s Corporate Accounts with third-party service providers and Counterparties used to implement Strategies, and may be subject to third-party rules, fees, technical constraints, and operational requirements.

11.2 No Discretionary Management. Strategy operations are carried out through automated systems and/or Counterparties in accordance with the Strategy parameters and operational rules displayed on the Platform and the User’s Instructions. The Company does not exercise discretionary control over the User’s selection of Strategies or participation parameters.

11.3 Withdrawal Requests; Settlement Timing. The User may request withdrawals through the Platform in accordance with the applicable Strategy conditions and any operational rules displayed on the Platform (including any minimum amounts, lock-up periods, cooldown periods, withdrawal windows, and settlement timings). Withdrawal requests are processed on a best-efforts basis and may be subject to settlement processes, protocol rules, exchange/venue requirements, and third-party availability.

11.4 Restrictions; Delays; Refusals. The Company may delay, limit, suspend, or refuse deposits and/or withdrawal requests where reasonably necessary due to maintenance, outages, third-party disruption, security concerns, risk management, compliance requirements (including sanctions and AML), suspected fraud, or other operational constraints.

11.5 Third-Party Holds / Force Events. The User acknowledges that Counterparties and third-party service providers may impose holds, freezes, suspensions, delays, or other restrictions (including due to their own compliance, risk controls, insolvency, or security incidents), which may affect deposits, withdrawals, settlement timing, Payouts, and/or the return of assets.

Earn is not available to Users located in, resident in, or otherwise subject to the laws of any Restricted Jurisdiction, and Users must not attempt to circumvent any access restrictions (including by use of VPNs or proxies).

“Restricted Jurisdiction” means any jurisdiction where the offering, access to, or use of the Platform or the services is restricted, prohibited, or unlawful, including the following jurisdictions: Afghanistan, The Bahamas, Barbados, Botswana, Cambodia, Canada, Crimea, Ghana, Iraq, Iran, Jamaica, Myanmar/Burma, Nicaragua, North Korea, Pakistan, Syria, Trinidad and Tobago, Uganda, Vanuatu, Yemen, Zimbabwe, United Kingdom, United States.

EarnPark may require identity verification and other information for compliance purposes and may suspend or restrict access to Earn where reasonably necessary to comply with applicable laws, sanctions, anti-money laundering requirements, or internal risk controls.

(a) Governing Law and Dispute Resolution. These Conditions (and any non-contractual obligations arising out of or in connection with them) are governed by and construed in accordance with the governing law provisions set out in the Platform’s Terms of Use, and any dispute, claim, or controversy arising out of or in connection with Earn or these Conditions shall be subject to the dispute resolution and jurisdiction provisions set out in the Terms of Use.

(b) Governing Documents; Entire Agreement. These Conditions form part of the Platform’s governing documents and apply specifically to Earn. Together with the Platform’s Terms of Use, User Offer, Risk Statement, Privacy Policy, Cookie Policy, and Fraud and Sanctions Policy (each as amended from time to time), they constitute the entire agreement between the User and EarnPark in relation to the User’s access to and use of Earn, to the extent applicable.

(c) Order of Priority. If there is any conflict or inconsistency between these Conditions and any of the Platform’s other governing documents, the Terms of Use shall prevail, and these Conditions shall apply to the extent they are consistent with the Terms of Use and specifically relate to Earn.

(d) Language. These Conditions may be made available in multiple languages for convenience. In the event of any discrepancy or inconsistency, the controlling language version specified in the Terms of Use shall prevail; if no controlling language is specified, the English version shall prevail.

(e) No Waiver. Any failure or delay by EarnPark in exercising any right, power, or remedy under these Conditions shall not operate as a waiver of that right, power, or remedy. Any waiver must be in writing and applies only to the specific instance for which it is given.

(f) Force Majeure. EarnPark shall not be liable for any failure or delay in performing its obligations under these Conditions where such failure or delay results from events beyond EarnPark’s reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, strikes, power or internet outages, governmental actions, or failures/disruptions/unavailability of third-party systems, exchanges, protocols, bridges, or other service providers.

(g) Assignment. The User may not assign, transfer, or novate any of their rights or obligations under these Conditions without EarnPark’s prior written consent. EarnPark may assign, transfer, or novate these Conditions (in whole or in part) to any affiliate or successor in connection with a corporate reorganisation, merger, acquisition, or sale of assets, or otherwise upon notice to the User via the Platform, provided that doing so does not materially reduce the User’s rights under these Conditions.

(h) Notices and Electronic Communications. EarnPark may deliver notices and other communications relating to Earn or these Conditions by posting them on the Platform and/or by sending them through the communication channels associated with the User’s Platform account (including email, in-app notifications, or other electronic means). The User agrees such electronic communications satisfy any legal requirement for written notice, to the extent permitted by applicable law.

(i) Survival. Provisions which by their nature are intended to survive termination or discontinuation of the User’s access to Earn shall survive, including provisions relating to risk acknowledgements, third-party dependency, limitation of liability, governing law and dispute resolution, and interpretation.

(j) Headings and Interpretation. Headings are for convenience only and do not affect interpretation. Words in the singular include the plural and vice versa, and “including” (and similar terms) means “including without limitation.”

(k) No Partnership or Agency; No Third-Party Representation. Nothing in these Conditions creates any partnership, joint venture, fiduciary relationship, or agency between the User and EarnPark. The User has no authority to bind EarnPark. EarnPark does not act as an agent, representative, trustee, or fiduciary of any Counterparty or other third party, and no Counterparty or third party is authorised to make any representation, warranty, or commitment on behalf of EarnPark.

(l) Acknowledgement of Technical Nature. The User acknowledges that Earn is a technology-enabled feature and that Strategy information, Risk Level indicators, and other materials presented through the Platform are generated and displayed through automated systems and data processing, may be affected by data quality, connectivity, third-party availability, and other technical limitations.

(m) Data and Records. EarnPark may maintain electronic records relating to the User’s use of Earn (including deposits, withdrawal requests, payouts, and Strategy selections) for operational, security, analytics, and compliance purposes. Platform records (including system logs and account history displayed on the Platform) may be used as evidence of activity and transactions in connection with Earn, unless proven otherwise.

(n) Intellectual Property. All rights, title, and interest in and to the Platform, Earn functionality, Strategy presentation, software, code, algorithms, interfaces, trademarks, and related materials are owned by or licensed to EarnPark and are protected by applicable intellectual property laws. Except as expressly permitted under these Conditions and the Platform’s governing documents, the User may not copy, modify, reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code or underlying ideas of any part of the Platform or Earn.